eCTM can be collected when you purchase Eligible Merchandise
(see below) at participating Canadian Tire stores or online at canadiantire.ca (or such other website as may be designated by Canadian Tire from time to time). eCTM is calculated on the pre-tax purchase amount (or eligible portion thereof) and is rounded to the nearest cent. To collect eCTM, you must present a My Canadian Tire 'Money' Card (or use a Cardless Method
described below). You can also collect e-Canadian Tire 'Money' on that portion of a purchase charged to a Program Credit Card. The Program Credit Card must be linked to a My Canadian Tire 'Money' Account at the time the purchase is made in order to collect eCTM.
eCTM can also be collected when you purchase fuel (gasoline or diesel) at participating Canadian Tire gas bars and present a My Canadian Tire 'Money' Card (or use a Cardless Method described below) and use a qualifying form of tender or if you pay for the purchase with a Program Credit Card. The amount of eCTM collected on fuel purchases depends on the number of litres purchased. A minimum fuel purchase may be required before eCTM can be collected. The rate of collection may vary from time to time and by location and by type of tender used for payment so check at your local Canadian Tire gas bar. eCTM can only be collected at Canadian Tire gas bars on fuel purchases.
You can also collect eCTM on purchases that you make at other merchants that are charged to a Program Credit Card. eCTM that you collect at other merchants will also be rounded to the nearest cent.
The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire without notice. In addition, you may collect eCTM at a different rate if you pay with a Program Credit Card than you would if you use a My Canadian Tire 'Money' Card (or Cardless Method). Please call 1-800-226-8473 for current rates.
When shopping at Canadian Tire stores or gas bars, if you forget your My Canadian Tire 'Money' Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a Cardless Method).
Purchases made in a foreign currency with a Program Credit Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.
eCTM can only be collected on one My Canadian Tire 'Money' Account for each purchase transaction.
If you use a My Canadian Tire 'Money' Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. When shopping online at canadiantire.ca (or other website as designated by Canadian Tire), you must enter your My Canadian Tire 'Money' Account number at check out to collect eCTM.
Members are also eligible to collect bonus eCTM, or to collect eCTM at a promotional rate offered from time to time on the purchase of select items, upon the occurrence of certain events or as part of a promotion or offer, but unless otherwise indicated, bonus eCTM or eCTM awarded at a promotional rate is awarded only once for a transaction.
You cannot use a My Canadian Tire 'Money' Card (or Cardless Method) together with a Program Credit Card. If you charge a purchase to a Program Credit Card, you will only earn eCTM at the applicable Program Credit Card rate then in effect, even if you also present your My Canadian Tire 'Money' Card (or Cardless Method). However, if you redeem eCTM to pay for part of a transaction and pay for the balance of the transaction with a Program Credit Card that is linked to a different My Canadian Tire 'Money' Account than the account from which the redemption is occurring, all eCTM collected in respect of that transaction will be credited to the My Canadian Tire 'Money' Account from which redemption is occurring.
You will not be able to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM. However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.
If you use more than one Program Credit Card to make a purchase (e.g. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the My Canadian Tire 'Money' Account linked to the first Program Credit Card that is presented.
If you make payment using a Program Credit Card in combination with some other form of tender, only that portion of the purchase charged to the Program Credit Card will earn eCTM at the then applicable Program Credit Card rate. That portion of the purchases made with the other form of tender may be eligible to earn eCTM at a different rate.
Delays may occur in recording eCTM to a My Canadian Tire 'Money' Account. You cannot collect paper Canadian Tire 'Money'® and eCTM on the same transaction.
If you are the holder of a Program Credit Card and you fail to keep your credit card account in good standing, any eCTM that you might have collected as a result of transactions with that Program Credit Card, may, in Canadian Tire's sole discretion, be cancelled.